Insurance Benefits

Coverdell has been marketing insurance products for over 30 years and was one of the first companies to market insurance to financial institutions. Our insurance products are underwritten by highly-rated companies and our programs are designed to provide your customers with the financial security and protection they and their families deserve. While providing peace and comfort to your customers, you can enhance your revenue, strengthen existing relationships and enhance brand loyalty. To maximize the results of your program, Coverdell offers comprehensive marketing, administration and customer service support to maximize the results of your program.

Our insurance affinity product portfolio includes:

Accidental Death. A guaranteed-issue accidental death protection plan that insures the customer in the event of his or her death by accident. Additional benefits can include education assistance, common carrier, paralysis, dependent day care and special training for the surviving spouse. The product has a complimentary feature that provides the customer with insurance at no cost for a set period, regardless of whether or not additional coverage is purchased, or provides the customer with the first 30 days of coverage at no cost. This program is a great way to say thank you to your customers while generating incremental revenue for your organization.

Senior Accidental Death A guaranteed-issue accidental death protection plan targeting individuals age 65 – 84 that insures the customer in the event of his or her death by accident. Additional benefits can include an accumulation benefit as well as a paralysis benefit. The product has a complimentary feature that provides the customer with insurance at no cost for a set period, regardless of whether additional coverage is purchased, or provides the customer with the first 30 days of coverage at no cost. Benefits will not decrease due to age.

$1 Million Accident Plan Plus. An accidental death insurance plan. Members are covered in the event of an accidental death resulting from an occurrence of Common Carrier Motor Vehicle or 24-hour Accidental Death. Coverage amount decreases to 50% at age 70. Acceptance is guaranteed. This plan also includes additional non-insurance benefits that are applicable to daily life.

Policy Rewards All-Risk Plan. A unique all-risk accident insurance plan with a built-in reward feature that automatically doubles a customer's accidental death insurance benefit after three years of coverage, at no additional cost to the customer. The plan also provides cash benefits in the event of hospitalization due to a covered accident and covers premium payments in the event of the customer's involuntary unemployment. Additional "Plus" benefits include access to secure online record storage, a 24/7 nurse helpline service, and an emergency travel plan that protects individuals when traveling more than 100 miles from home who suffer from an illness or injury.

Critical Solutions. A Wellness program that provides coverage surrounding a Critical Illness event. Coverage includes a $15,000 lump sum benefit payable at the diagnosis of a critical illness, a $15,000 accidental death benefit, $50 for wellness doctor visits, an involuntary unemployment waiver of premium, and a reduction of premium if no death or critical illness claims occur in the initial two years of coverage. Customers also have immediate telephone or email access to board-certified doctors from anywhere, anytime, a 24/7 telephonic concierge service, and access to a secure prescription web service providing information and price comparisons for prescriptions.

Elite Critical Solutions. A more robust Wellness plan that also provides coverage surrounding a Critical Illness event. Coverage includes a $10,000, $15,000 or $20,000 lump sum benefit payable at the diagnosis of a critical illness, including Cancer, or a $10,000, $15,000 or $20,000 accidental death benefit, $50 for wellness doctor visits, an involuntary unemployment waiver of premium, and a reduction of premium if no death or critical illness claims occur in the initial two years of coverage. Customers also have immediate telephone or email access to board-certified doctors from anywhere, anytime, a 24/7 telephonic concierge service, and access to a secure prescription web service providing information and price comparisons for prescriptions.

Sense of Security Plan. An insurance plan that also provides a large lump sum of Accidental Death coverage as well as coverage surrounding a Critical Illness event. Coverage includes a $150,000 lump sum benefit payable to a designated beneficiary if the cause of member's death is due to a covered accident as well as a $5,000 lump sum benefit payable at the diagnosis of a critical illness.

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See Also

Available in the United States

Insurance Benefits
Privacy & Security Benefits
Healthcare Benefits

Available in Canada

Privacy & Identity Protection Benefits
Personal Property Benefits
Personal Services Benefits

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